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Required Documentation:

Purchase:

  • W-2s for Last 2 Years
  • 1 Month Pay Stubs
  • Tax Returns for Last 2 Years
  • Profit Or Loss Statement Signed (If Self-Employed)
  • 12 Months Cancelled Rent Checks
  • Landlord Reference Letter (If no cancelled checks for rent)
  • 3 Months Bank Statements (Checking & Savings ALL PAGES)
  • Copy of Contract
  • 2 Picture I.D.'s (at closing)
  • Appraisal Report
  • Award Letters: Pension, Social Security, Disability...

Refinance: (In addition to the above documents)

  • Deed
  • Survey
  • Copy of Mortgage Note
  • Certificate of Occupancy
  • Lease(s) (For any tenants you may have)

HUD Forms Warehouse: Download HUD & FHA Forms
in Adobe Acrobat PDF format.

Mortgage Application

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